Terms of Service
Last Updated: November 29, 2025
Agreement to Terms
By accessing and using Are You Insured, you agree to be bound by these Terms of Service and all applicable laws and regulations.
Our Service
Are You Insured is a free insurance comparison service that:
- Helps you compare insurance quotes from multiple providers
- Connects you with licensed insurance agents
- Provides educational content about insurance
Use of Service
Eligibility
You must be at least 18 years old and have the legal capacity to enter into binding contracts.
Accurate Information
You agree to provide accurate, current, and complete information when requesting quotes.
Prohibited Uses
You may not:
- Provide false or misleading information
- Use automated systems to access the service
- Interfere with or disrupt the service
- Attempt to gain unauthorized access
No Warranty
Our service is provided "as is" without warranties of any kind. We do not guarantee:
- That you will qualify for insurance
- Specific rates or terms from insurers
- Uninterrupted or error-free service
Limitation of Liability
We are not liable for any damages arising from your use of our service, including but not limited to insurance policy terms or coverage decisions.
Insurance Provider Relationships
We receive compensation from insurance providers when you purchase a policy through our service. This does not affect the quotes you receive.
Intellectual Property
All content, trademarks, and intellectual property on our website belong to Are You Insured or our licensors.
Changes to Terms
We reserve the right to modify these terms at any time. Continued use of our service constitutes acceptance of updated terms.
Governing Law
These Terms are governed by the laws of the United States and the state of New York.
Contact
For questions about these Terms, contact us at: legal@are.you