Insurance Calculator
Calculate how much coverage you need to protect what matters most
Life Insurance Calculator
Estimate how much life insurance coverage you need to protect your loved ones.
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How It Works
Our calculators use industry-standard formulas to estimate your coverage needs. Results are approximations and should be used as a starting point.
Why Use Our Calculator?
- Quick and easy to use
- Industry-standard formulas
- No personal information required
- 100% free to use
Understanding Your Results
Life Insurance
The "10x income rule" plus debt coverage ensures your family can maintain their lifestyle and cover all financial obligations.
Home Insurance
Coverage should equal rebuilding costs (excluding land) plus personal property. Consider replacement cost vs. actual cash value.
Auto Insurance
Premiums vary based on vehicle value, coverage levels, and deductibles. Higher deductibles typically mean lower premiums.