Trust center
Cookie policy: how cookies and similar storage are used here
A plain-English explanation of cookies and local storage.
Last updated August 19, 2026At a glance
| Topic | Site practice | What it means |
|---|---|---|
| Essential operation | Limited storage may be used | Security, consent, and interface functions may require technical storage. |
| Advertising | Managed through Playwire RAMP | Partners may use cookies or similar technologies for the purposes described below. |
| Visitor control | Consent + browser settings | Available choices depend on region, browser, and the technology involved. |
Policy details
Essential storage
The core educational pages and calculators do not require an account. The site may use storage needed for security, consent records, and interface operation.
Advertising
are.you uses Playwire RAMP to manage advertising. Playwire and participating demand partners may use cookies or similar technologies for ad delivery, frequency control, fraud prevention, reporting, and—where consent and law allow—personalization.
Browser controls
You can clear or block cookies and site storage in your browser settings. Some remembered interface choices may then reset.
What cookies and similar technologies do
A cookie is a small value a site or service can store through a browser. Similar technologies can include local storage, pixels, tags, or identifiers. They can support a session, remember a consent decision, measure performance, control how often an advertisement appears, detect invalid activity, or connect an interaction to reporting.
Categories and duration
Some technologies operate only for a browser session; others can remain until they expire or are cleared. Essential or security functions support delivery and protection of the site. Preference technologies remember choices. Measurement technologies help assess use and reliability. Advertising technologies support ad delivery, reporting, fraud prevention, frequency control, and, where permitted, personalization.
External content and changes
A linked external site uses its own technologies and policies after you leave are.you. Advertising partners may update participating services over time. This policy may therefore change when the site's providers, consent implementation, or functionality changes; the published update date identifies the current version.
Common questions
Will the site work if I block cookies?+
Core reading may still work, but remembered consent or interface preferences can reset and advertising features may behave differently.
Are all cookies used for advertising?+
No. Technical storage can also support security, consent records, interface operation, performance, and reliability.
How do I clear stored information?+
Use the privacy or site-data controls in your browser. The exact steps and available controls vary by browser and device.
Questions or corrections
Questions about these terms or policies can be sent through the contact page. For help deciding whether you need an insurer, regulator, or educational guide, use the help center.