HSAs and FSAs
Tax-advantaged accounts to save for medical expenses. Reduce your taxable income while saving for healthcare.
HSA vs FSA
HSA - Health Savings Account
Requires high-deductible health plan. Funds roll over year to year. You own the account. 2024 limit: $4,150 individual / $8,300 family.
FSA - Flexible Spending Account
No special health plan required. Use-it-or-lose-it (with small carryover). Employer owns account. 2024 limit: $3,200.
Step 2 of 450%
What coverage level do you need?
Choose the protection that matches your requirements