Family Health Insurance
Comprehensive health coverage for your entire family. One plan covers you, your spouse, and children.
Family Health Insurance Overview
Family health insurance covers multiple family members under one policy. You can add your spouse and children (up to age 26) to your plan, whether through an employer, Marketplace, or individual policy.
What's Covered
- • Doctor visits for all family members
- • Prescription drug coverage
- • Preventive care and vaccinations
- • Emergency and hospital services
- • Maternity and pediatric care
- • Mental health services
Family Deductibles
Individual Deductible: Amount each person must pay before insurance starts covering costs.
Family Deductible: Once the family reaches this total amount (typically 2-3x individual), insurance covers everyone's costs.
Average Cost
Average Monthly Premium
$1,200-1,800/month
For family of 4, varies by plan and location
Step 2 of 450%
What coverage level do you need?
Choose the protection that matches your requirements